Rules & Payouts
Baccarat is one of the oldest and most popular casino games found all over the world. The game is extremely dominant in Macau and is favoured by high rollers and Asian gamblers. While Baccarat may appear complicated on the surface, it is actually a very easy game to learn and play, almost as simple as betting on the flip of a coin.
In Baccarat, cards have a point value, cards two through nine are worth face value (in points), Tens, Jacks, Queens and Kings have no point value (are worth zero). Aces are worth 1 point. Hands are valued to the rightmost digit of the sum. For example a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6+7 is worth 3 (the 3 being the rightmost digit in the combined points of 13). The highest possible hand value in Baccarat is therefore nine.
Play begins by placing a bet on either the "player", the "banker" or a tie. Extra side bets can also be placed.
Once the betting round has finished, the dealer gives two cards each to the player and the banker. As mentioned above the score of the hand is the rightmost digit of the total of the cards. For example, if the two cards were an 8 and 7, the total score would be 15 making the actual score 5. Scores in the game will always range from 0 to 9 and it is impossible to bust.
Depending on the score of the two hands, further cards may need to be drawn. If either the player or the banker has a two card score of 8 or 9 then they have a "natural hand" and no further cards are drawn for either hand. The outcome is decided there and then.
If the players hand is between zero and 5 then they will ALWAYS be dealt another card. If their hand is 6 or 7 then they will ALWAYS stand.
Third Cars Rules :
|PLAYERS HAND||THIRD CARD DRAW RULES|
|6 OR 7||MUST STAND|
|8 OR 9||"NATURAL" (BOTH HANDS STAND)|
|Point value of first two cards||Draws when the player's 3rd card is:||Doesn't draw when player's 3rd card is:|
|0, 1 or 2||Always draws a card|
|3||0, 1, 2, 3, 4, 5, 6, 7, or 9||8|
|4||2, 3, 4, 5, 6 or 7||0, 1, 8 or 9|
|5||4, 5, 6 or 7||0, 1, 2, 3, 8 or 9|
|6||6 or 7||0, 1, 2, 3, 4, 5, 8 or 9|
|8 or 9||Player cannot draw||Player cannot draw|
Once the required cards have been drawn for the banker and the player, the scores will be compared, the winner is the one that has the greater score. Winning bets on the banker pay 19 to 20 (even money less a 5% commission). Winning bets on the player pay 1 to 1 and winning bets on a tie will pay 8 to 1. In the event of a tie, both the banker and player bets will be returned also known as a push.
When playing at a live Baccarat table powered by Evolution Gaming there are a number of side bets you can make for added thrill and to increase your winning potential.
Player pair = Pays if the first two cards dealt to the player constitute a pair.
Banker pair = Pays if the first two cards dealt to the banker constitute a pair.
Perfect pair = Pays 25:1 if two identical cards (in terms of value and suit) are dealt as the first two cards to either the banker or the player.
Perfect pair will pay 200:1 if two identical cards (in terms of value and card suit) are dealt as the first two cards to both the banker and the player.
Either pair = Pays if the first two cards dealt to either the banker or the player are equal in value or the same suit.
Players bonus = Pays when the player wins the round on a natural 8 or 9 by at least four points. This is a particularly good side bet because the return to player is 97.35% long term.
Banker bonus = Pays when the banker wins the round on a natural 8 or 9 or by at least four points.
Player = 1 to 1
Banker = 1 to 0.95 (5% commission is charged).
Tie = 8 to 1
Player pair = 11 to 1
Banker pair = 11 to 1
Perfect pair = One pair 25 to 1 or two pairs 200 to 1.
Either pair = 5 to 1
Player / Banker =
• Non natural hand wins by 9 points, 30 to 1
• Non natural hand wins by 8 points, 10 to 1
• Non natural hand wins by 7 points, 6 to 1
• Non natural hand wins by 6 points, 4 to 1
• Non natural hand wins by 5 points, 2 to 1
• Non natural hand wins by 4 points, 1 to 1
• Natural win, 1 to 1
• Natural tie, push